SIP Growth Calculator

A Systematic Investment Plan (SIP) invests a fixed amount into a mutual fund every month, spreading purchases across market ups and downs. Move the sliders below to see how a monthly amount, an assumed return, and a duration could grow.

₹500₹1,00,000
{{ returnRate }}%
6%15%
{{ years }} yrs
1 yr30 yrs
Projected value
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Invested: {{ investedFormatted }} Gains: {{ gainsFormatted }}
ⓘ This is an illustrative estimate based on an assumed rate of return and does not guarantee actual results. Mutual Fund investments are subject to market risks. Read all scheme related documents carefully.

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How the math works

Standard SIP future-value formula — pure arithmetic, computed instantly in your browser with no server round-trip:

FV = P × [ ((1+r)ⁿ − 1) / r ] × (1+r)

P = monthly investment, r = assumed annual return ÷ 12, n = number of months invested.

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