Home Insurance

Home insurance can cover the structure of your home, its contents (furniture, appliances, valuables), or both — you choose the scope and sum insured for each. Structure cover typically protects against fire, natural disasters, and structural damage; contents cover adds protection against theft and damage to what's inside.

For most homeowners, this is one of the most under-purchased policies simply because a total loss feels unlikely — but it's also one of the least expensive ways to protect what is usually a family's largest asset.