General Insurance
Personal Accident Cover
Personal accident cover pays a lump sum or a regular income if an accident causes death, permanent disability, or temporary inability to work — independent of and separate from health insurance, which covers hospitalization and treatment costs rather than income loss.
Because it's inexpensive relative to the cover it provides, it's often taken alongside a health policy rather than instead of one, to fill the income-protection gap health insurance doesn't address.
Who this is typically for
→Anyone wanting income protection beyond what health insurance covers
→Self-employed individuals with no employer disability benefit
Insurance is the subject matter of solicitation. Claims are settled by the insurer subject to the terms and conditions of your specific policy.