Group & Corporate Life
Group life insurance is an employer-sponsored term policy covering some or all employees under a single master policy. Because underwriting is done at the group level rather than individually, employees are often covered with little or no individual medical examination, and premiums per employee are typically lower than an equivalent individual term policy.
It's a straightforward way for a business to offer a meaningful employee benefit, support statutory or contractual cover requirements, and improve retention — without each employee going through a separate application process.
Who this is typically for
Insurance is the subject matter of solicitation. Benefits, exclusions, and payouts are subject to the terms and conditions of the specific policy — we'll walk you through the exact wording before you sign anything.