Life Insurance

Protection and long-term savings for your family, explained plainly.

Term insurance is pure protection — a fixed sum assured paid to your family if you pass away during the policy term, with no payout if you outlive it, which is why it's the lowest-cost way to get a large cover amount. A ULIP (Unit Linked Insurance Plan) combines life cover with a market-linked investment, so part of every premium is invested and its value moves with the market. Endowment plans guarantee a payout either on death or at maturity, trading a lower potential return for that certainty. Child plans and retirement/pension plans are endowment-style products built around a specific future date — a child's education, or your own retirement.

Who this is typically for

General patterns, not a personalized recommendation — that takes an actual conversation about your situation.

→Early-career earners wanting maximum cover at the lowest premium — term
→Those who want insurance and market-linked investing combined — ULIP
→Anyone wanting a guaranteed payout, less comfortable with market movement — endowment
→Parents planning for a child's education or milestone expenses — child plans
→Anyone 10+ years from retirement wanting guaranteed future income — retirement/pension
→Employers wanting cover for their team — group/corporate life

Explore life insurance plans

Term Plans

Maximum life cover at the lowest premium.

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ULIPs

Life cover plus a market-linked investment.

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Endowment Plans

Guaranteed payout, on death or at maturity.

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Child Plans

Built around a child's education or milestone.

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Retirement & Pension

A guaranteed income stream after you stop working.

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Group & Corporate Life

Cover for your employees or business partners.

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Other Plans

Whole life, money-back, guaranteed-return, FD-linked.

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Tools for this category

Human Life Value Calculator

Estimate how much cover makes sense for your situation.

Insurance is the subject matter of solicitation. Benefits, exclusions, and payouts are subject to the terms and conditions of the specific policy — we'll walk you through the exact wording before you sign anything.

The right choice depends on your goals — let's talk it through.

Talk to us about Life Insurance