Retirement & Pension Plans
Retirement and pension plans work in two phases: an accumulation phase, where you pay premiums that build a corpus, and a payout phase, where that corpus is converted into a regular income (an annuity) or a lump sum, depending on the plan and your choice at vesting.
The appeal is a guaranteed or largely predictable income stream after you stop working — useful alongside other retirement savings like mutual fund SIPs or NPS, particularly if you want at least part of your retirement income insulated from market swings.
Who this is typically for
See what your retirement corpus needs to be
Retirement / Goal Planner
Estimate your required corpus and monthly SIP.
Insurance is the subject matter of solicitation. Benefits, exclusions, and payouts are subject to the terms and conditions of the specific policy — we'll walk you through the exact wording before you sign anything.